The Top Military Allowances Soldiers Forget About

Benefits only help if you use them

Soldier in uniform standing outdoors on base, holding several U.S. dollar bills with a military vehicle and barracks in the background.

The Army offers more allowances than most soldiers realize. Forgetting them means leaving money on the table.

Disclosure:

  • This article is for educational purposes only and is not financial advice. Always do your own research or speak with a licensed advisor before making investment decisions.

Allowances Soldiers Overlook

The hidden extras

  • Family Separation Allowance.

  • Dislocation Allowance during PCS.

  • Clothing Replacement Allowance.

  • Hardship Duty Pay in some locations.

The Soldier’s Story

Specialist Carter never filed for his clothing replacement allowance. Over four years, he missed out on more than $1,200. His buddy filed every year and used the money to boost his emergency fund.

Why These Allowances Matter

Stacking the small wins


Even smaller entitlements add up over years. Redirecting them into the $3 Million Timeline or 56K savings keeps them from vanishing into impulse spending.

Final Word

Allowances are part of your paycheck. Forgetting them is like leaving cash on the table. Use them, save them, and grow wealth while you serve.

Other Recommended Tools for Soldiers

👉 High Yield Savings Hub
Store smaller allowances safely until you need them.

👉 Credit Monitoring Hub
Track all accounts so no entitlement slips through.

More to explore:

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The information provided by Wealth While You Serve is for educational purposes only and does not constitute financial, legal, or tax advice. Always consult a qualified advisor before making financial decisions. Some links on this site are affiliate links, which means we may earn a small commission at no extra cost to you. This helps us continue offering free resources for military members and their families.