How to Adjust Investments During Deployments

Smart steps soldiers can take to keep money growing while serving overseas

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Deployments change everything. Your routine, your pay, your expenses, and your stress level all shift when you’re away from home. What many soldiers overlook is how deployments also affect your money plan. With extra pay, tax-free income, and fewer expenses, deployments can become one of the best times to accelerate your investments.

The key is knowing what to adjust and how to keep it simple while you are gone.

Disclosure:

  • This article is for educational purposes only and is not financial advice. Always do your own research or speak with a licensed advisor before making investment decisions.

Why Deployments Matter for Your Money

When deployed, soldiers often have:

  • Tax-free income

  • Special pay or allowances

  • Fewer day-to-day expenses

That combination gives you a rare chance to boost savings and investing faster than normal. If you use this time wisely, you can make huge progress toward the $56K Plan and even speed up your path to the $3 Million Timeline.

How to Adjust Investments the Smart Way

  • Increase your contributions. Even an extra $200–$500 a month during deployment can compound into serious growth.

  • Take advantage of tax-free investing. Use your deployment income to max out contributions while avoiding taxes.

  • Build an emergency cushion. Deployments end, and life expenses return. Set aside some savings before you get home.

  • Keep it automated. The last thing you want to stress about downrange is managing accounts. Automate your transfers so money keeps working for you.

  • Avoid lifestyle creep. It’s tempting to plan big purchases while deployed. Stick to your plan and let your money grow instead.

Final Word

Deployments are tough, but financially they can be a huge opportunity. By adjusting your investments, automating your plan, and avoiding the temptation to overspend, you can come back stronger than when you left.

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The information provided by Wealth While You Serve is for educational purposes only and does not constitute financial, legal, or tax advice. Always consult a qualified advisor before making financial decisions. Some links on this site are affiliate links, which means we may earn a small commission at no extra cost to you. This helps us continue offering free resources for military members and their families.